Recurring Payments Terms (Subscription Auto-Renewal)

This English text is a convenience translation of the Russian original. In case of any discrepancy, the Russian version prevails.

Version: 2026-10-28. Effective date: 28 October 2026.

1. General provisions

1.1. These Terms form part of the Public Offer for the Right to Use the Aitechestvo Service (/en/legal/terms, the Offer) and govern charges to a saved payment method without re-entering payment details (recurring payments, auto-payments) in favour of Individual Entrepreneur Yulia Vitalyevna Orlova (the Licensor). Terms have the meanings given in the Offer.

1.2. How consent is given. When paying for a subscription in the Console, the owner or administrator of the Organisation who selects "save the card for auto-renewal" separately ticks the box accepting these Terms. The box is unticked by default; without the tick the payment method is not saved and auto-renewal is not enabled. The person giving consent confirms that they may use the selected payment method on behalf of the Customer.

1.3. The Licensor keeps evidence of the consent: the version of these Terms, the time, the IP address, browser details and a hash of the accepting person's email address. The evidence is kept even after that person's account is deleted.

1.4. Auto-renewal is available only if the feature is enabled by the Licensor and the payment service.

2. Payment methods and payment service

2.1. Payments are accepted by the YooKassa payment service (NCO YooMoney LLC). A bank card or SberPay can be saved for auto-renewal. Payments through the Faster Payments System (SBP) are not saved and do not enable auto-renewal.

2.2. Card details are entered on the YooKassa page and are not passed to the Licensor. The Licensor stores only the YooKassa payment method identifier, the method type, the card scheme, the last four digits and the expiry date of the card.

3. What is charged

3.1. Subscription auto-renewal. On the end date of the current Subscription period the price of the next Subscription period is charged — for the current plan and billing period or, if the Customer has scheduled a plan or period change, for the new plan and period. Charges recur at the frequency of the billing period: once a month or once a year. The amount follows the Plan prices that applied to the Customer; the Customer is notified of a price change at least 30 days in advance (item 6.5 of the Offer).

3.2. Retries. If the charge fails (for example, because of insufficient funds), the subscription becomes payment-pending, access continues for the grace period (7 days), and the charge is retried 1, 3 and 5 days after the first failed attempt. If the bank declines the charge for a reason that rules out retries (expired card, blocked card, revoked permission, etc.), the payment method is disabled and no further attempts are made.

3.3. Charges at the Customer's instruction. The owner or an administrator may use the saved method in the Console to pay for a plan change, an early renewal or other payments provided for by the Offer. Such charges are made only following a user action in the Console.

3.4. The Licensor makes no other charges to the saved payment method.

4. Notices and receipts

4.1. 7 days before the Subscription period ends, a reminder stating the amount and date of the upcoming charge is sent to the billing email address (if one is set) and to the owner of the Organisation. If auto-renewal is not possible (the payment method is disabled, the card expires earlier or the current version of these Terms has not been accepted — Section 7), the reminder contains a link to pay manually.

4.2. After each successful charge, a payment notice and an electronic fiscal receipt under Federal Law No. 54-FZ of 22 May 2003 are sent. If an automatic charge (items 3.1 and 3.2) fails, a notice of the failure is sent, with the date of the next attempt if one is scheduled; the result of a charge under item 3.3 is shown in the Console.

5. Opting out of auto-renewal

5.1. Auto-renewal can be cancelled at any time:

• in the Console, Billing section: the owner of the Organisation can cancel the subscription renewal (the subscription stays active until the end of the paid period and is not renewed), and the owner or an administrator can delete the default payment method used for auto-renewal (deleting any other saved payment method does not turn auto-renewal off);
• by email to ceo.orlova@yandex.ru from the owner or an administrator of the Organisation — the Licensor disables auto-renewal no later than the business day after the email is received.

5.2. After opting out, no charges are made under these Terms; the period already paid is not refunded (item 15.1 of the Offer). The subscription can be renewed manually.

5.3. When the Organisation is deleted, all saved payment methods are disabled automatically.

6. Refunds and disputes

Refunds are made under Section 15 of the Offer by the same method as the payment, with a refund receipt. If you believe a charge was made in error, write to ceo.orlova@yandex.ru before contacting your bank — we will review the request within 10 business days.

7. Changes to these Terms

The owner and administrators of the Organisation are notified of a new version of these Terms by email at least 30 days before it takes effect. From the date any new version takes effect, auto-renewal is paused: no automatic charges (items 3.1 and 3.2) are made until the owner or an administrator of the Organisation accepts the new version in the Console (Billing section) by ticking a separate box, which is unticked by default. Acceptance of the new version covers all saved payment methods of the Organisation. The person accepting the new version confirms that they may use each of these payment methods on behalf of the Customer; a payment method they may not use must be deleted before the new version is accepted (item 5.1). If the Subscription period ends before the new version is accepted, the subscription becomes payment-pending, access continues for the grace period (item 3.2), and the charge for the next Subscription period is made once the new version is accepted, provided access has not ended by then. The Customer may decline the new version: in that case no automatic charges are made, the subscription can be renewed manually and the saved payment method can be deleted (item 5.1). Continued use of the Service after the new version takes effect (item 18.2 of the Offer) does not count as its acceptance for the purposes of automatic charges.

8. Contacts

Individual Entrepreneur Yulia Vitalyevna Orlova, INN 781438442029, 20 Kustodieva Street, building 1, flat 67, Saint Petersburg, 194352, Russia. Email: ceo.orlova@yandex.ru. Phone: +7 911 715-58-67.